Car payment calculator.

Estimate your auto loan payment, true monthly car cost, total interest, and whether the payment is safe for your income.

Reality check: the loan payment is only part of the cost. Insurance, fuel, maintenance, taxes, and fees matter.

Vehicle price

Down payment

Trade-in value

Amount owed on trade-in

Sales tax rate

Title / dealer / other fees

APR

Loan term

Monthly gross income

Monthly insurance

Monthly fuel / charging

Maintenance / repairs

What this calculator checks

Loan paymentUses price, down payment, trade-in, taxes, fees, APR, and loan term.

True monthly costAdds insurance, fuel or charging, and maintenance to the loan payment.

AffordabilityCompares payment and total car cost against monthly gross income.