Phanera Gnosis. Rent affordability calculator
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Rent affordability calculator.

Check whether a rent payment is safe, estimate prorated rent, split rent with roommates, and see the cash needed before move-in.

Rule of thumb: below 30% of gross income is safer. 30–35% is tight. Above 40% is usually dangerous unless other costs are low.

What this calculator checks

AffordabilityCompares rent and utilities against gross monthly income.
Move-in cashAdds first rent charge, deposit, last month’s rent, and fees.
Prorated rentEstimates the first partial month based on lease start date.