Phanera Gnosis.Refund escalation guide
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Merchant won't refund.

If a merchant will not refund, your strongest move is usually a clean written record: what you bought, what went wrong, what policy/promise applies, and what resolution you want.

Rule: ask once clearly in writing before escalating, unless fraud or safety risk is involved.

Refund escalation path

  1. Collect order, receipt, policy, product/service proof, and messages.
  2. Send a short written refund request with deadline.
  3. Ask for manager/escalation if ignored.
  4. If paid by card or platform, prepare a dispute with evidence.
  5. If the business type fits, use regulator, marketplace, BBB, licensing board, or state AG route.

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